diff --git a/resources/test/fixtures/flake8_simplify/SIM401.py b/resources/test/fixtures/flake8_simplify/SIM401.py
index c18c6a3d43..b3ae3c2fce 100644
--- a/resources/test/fixtures/flake8_simplify/SIM401.py
+++ b/resources/test/fixtures/flake8_simplify/SIM401.py
@@ -79,3 +79,9 @@ if key in a_dict:
 else:
     var2 = value2
     var = "default"
+
+# OK (complex default value)
+if key in a_dict:
+    var = a_dict[key]
+else:
+    var = foo()
diff --git a/src/flake8_simplify/rules/ast_if.rs b/src/flake8_simplify/rules/ast_if.rs
index a183b6fba2..08aa58e7a5 100644
--- a/src/flake8_simplify/rules/ast_if.rs
+++ b/src/flake8_simplify/rules/ast_if.rs
@@ -2,7 +2,8 @@ use rustpython_ast::{Cmpop, Constant, Expr, ExprContext, ExprKind, Stmt, StmtKin
 
 use crate::ast::comparable::ComparableExpr;
 use crate::ast::helpers::{
-    contains_call_path, create_expr, create_stmt, has_comments, unparse_expr, unparse_stmt,
+    any_over_expr, contains_call_path, create_expr, create_stmt, has_comments, unparse_expr,
+    unparse_stmt,
 };
 use crate::ast::types::Range;
 use crate::checkers::ast::Checker;
@@ -257,7 +258,7 @@ pub fn use_dict_get_with_default(
     if orelse_var.len() != 1 {
         return;
     };
-    let  ExprKind::Compare { left: test_key, ops , comparators: test_dict } = &test.node else {
+    let ExprKind::Compare { left: test_key, ops , comparators: test_dict } = &test.node else {
         return;
     };
     if test_dict.len() != 1 {
@@ -284,6 +285,23 @@ pub fn use_dict_get_with_default(
         return;
     }
 
+    // Check that the default value is not "complex".
+    if any_over_expr(default_val, &|expr| {
+        matches!(
+            expr.node,
+            ExprKind::Call { .. }
+                | ExprKind::Await { .. }
+                | ExprKind::GeneratorExp { .. }
+                | ExprKind::ListComp { .. }
+                | ExprKind::SetComp { .. }
+                | ExprKind::DictComp { .. }
+                | ExprKind::Yield { .. }
+                | ExprKind::YieldFrom { .. }
+        )
+    }) {
+        return;
+    }
+
     let contents = unparse_stmt(
         &create_stmt(StmtKind::Assign {
             targets: vec![create_expr(expected_var.node.clone())],